{"id":1490,"date":"2021-01-21T12:38:47","date_gmt":"2021-01-21T12:38:47","guid":{"rendered":"https:\/\/www.sirmaya.com\/blog\/?p=1490"},"modified":"2021-01-21T12:43:02","modified_gmt":"2021-01-21T12:43:02","slug":"installment-breakdown-of-govts-affordable-housing-initiative-unveiled","status":"publish","type":"post","link":"https:\/\/www.sirmaya.com\/blog\/installment-breakdown-of-govts-affordable-housing-initiative-unveiled\/","title":{"rendered":"Installment breakdown of govt\u2019s affordable housing project"},"content":{"rendered":"<div class='epvc-post-count'><span class='epvc-eye'><\/span>  <span class=\"epvc-count\"> 1,686<\/span><span class='epvc-label'> Views<\/span><\/div>\n<p>The Federal Government, SBP (State Bank of Pakistan), and Naya Pakistan Housing and Development Authority (NAPHDA) have announced the payment plan and details of the ultimate installment breakdown announced for the \u2018Mera Ghar \u2013 Mera Pakistan\u2019 initiative.<\/p>\n\n\n\n<p><strong>Read:<\/strong>&nbsp;<a href=\"https:\/\/www.sirmaya.com\/blog\/credit-trust-agreement-to-boost-low-cost-housing\/\">Credit Trust agreement to boost low-cost housing<\/a><\/p>\n\n\n\n<p>According to the disclosed details, the government is providing real estate loans of up to 5 million Pakistani rupees for 10 to 20 years &#8211; with a subsidized interest rate of 5% (for NAPHDA projects under 5 marla and not related to NAPHDA (Tier 1 and 2 housing projects) and 7% (For Tier 3, non-NAPHDA housing projects).<\/p>\n\n\n\n<p>The monthly payment for the first five years under the 20-year facility of loan is set ranging Rs 6,600 and Rs 38,765 per month. The image below will give you a better idea of the housing finance the government is offering:<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" width=\"602\" height=\"398\" src=\"https:\/\/www.sirmaya.com\/blog\/wp-content\/uploads\/2021\/01\/image.png\" alt=\"\" class=\"wp-image-1493\" \/><figcaption>Payment plan for Mera Ghar \u2013 Mera Pakistan. (Image Courtesy: DAWN)<\/figcaption><\/figure>\n\n\n\n<p>Those, who want to benefit from this facility of installments are requested to officially visit a commercial bank branch or the office of the House Building Finance Company (HBFCL).<\/p>\n\n\n\n<p><strong>Read:<\/strong>&nbsp;<a href=\"https:\/\/www.sirmaya.com\/blog\/naya-pakistan-housing-project-starting-soon-in-lahore\/\">Naya Pakistan Housing Project\u2019 Starting Soon in Lahore<\/a><\/p>\n\n\n\n<p>The government reportedly allocated over 33 billion Pakistani rupees to the institution. There will also be financial support of Rs 300,000 for the first 100,000 housing units (through NAPHDA projects). In addition, there is a 90% construction tax exemption for these units and a tax exemption for many construction materials. Not to mention, the government has also lowered import duties on machinery and industries.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>1,686 Views The Federal Government, SBP (State Bank of Pakistan), and Naya Pakistan Housing and Development Authority (NAPHDA) have announced the payment plan and details of the ultimate installment breakdown &hellip; <\/p>\n","protected":false},"author":9,"featured_media":1492,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[9,19],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v18.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Installment breakdown of govt\u2019s affordable housing project | Sirmaya Blog<\/title>\n<meta name=\"description\" content=\"The Federal Government, State Bank of Pakistan and Naya Pakistan Housing and Development Authority (NAPHDA) have announced the payment plan\" \/>\n<meta name=\"robots\" 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